Abortion In Obamacare

Rhode Island


Names of Insurance Carriers and Their Elective-Abortion Coverage: 

1.  Blue Cross Blue Shield of RI (14): Five plans cover elective abortion; however, the following 9 plans EXCLUDE elective abortion:

  • BlueSolutions for HSA Direct Bronze 6300/12600 Modified: Plan does not cover elective abortion (2021 plan documents).
  • BlueSolutions for HSA Direct Silver 4100/8200: Plan does not cover elective abortion (2021 plan documents).
  • BlueSolutions for HSA Direct 1700/3400:  Plan does not cover elective abortion (2021 plan documents).
  • BasicBlue Direct 2500/5000: Plan does not cover elective abortion (2021 plan documents)
  • BasicBlue Direct 5500/11000: Plan does not cover elective abortion (2021 plan documents).
  • VantageBlue Direct Plan 1500/3000: Plan does not cover elective abortion (2021 plan documents).
  • VantageBlue Direct Plan 5700/11400: Plan does not cover elective abortion (2021 plan documents).
  • Vantage Blue Direct Plan 750/1500 Modified: Plan does not cover elective abortion (2021 plan documents).
  • VantageBlue Direct 750/1500: Plan does not cover elective abortion (2021 plan documents).

2.  Neighborhood Health Plan of RI (6): Three plans cover elective abortion; however, the following 3 plans EXCLUDE elective abortion:

  • Neighborhood ECONOMY:Plan does not cover elective abortion (2021 plan documents).
  • Neighborhood VALUE:Plan does not cover elective abortion (2021 plan documents).
  • Neighborhood ESSENTIAL:Plan does not cover elective abortion (2021 plan documents). 

Summary:   

For 2021, there are 20 Individual and Family plans being offered by 2 insurance carriers, Blue Cross Blue Shield of Rhode Island and Neighborhood Health Plan of RI.  

For the first time since 2014, a majority of plans on the Rhode Island exchange exclude elective abortion (12 of 20 plans, or 60%), while 40% of total plans cover elective abortion.  Blue Cross Blue Shield of Rhode Island has 6 more plans that exclude elective abortion than in 2020, when only 3 of its plans excluded elective abortion.

In 2020, 68% of plans covered elective abortion (13 of 19 plans).  

In 2019, 2018 and 2017, 66% of plans on the Rhode Island exchange covered elective abortion.

In 2016, 72% of plans on the Rhode Island exchange covered abortion on demand.  

On July 5, 2019, Rhode Island Governor Gina Raimondo signed the FY2020 budget which included a state individual health care mandate. Beginning January 1, 2020 all Rhode Island residents will be required to maintain health insurance coverage or face a financial penalty.  

In 2016, Rhode Island’s “modified” plans allowed for people to have all the same plan choices without the abortion coverage/surcharge. Rhode Islanders who were receiving auto-renewal letters were also being notified about changes to abortion policies on their plans. 

In 2014 and 2015, Rhode Island was one of five states where 100% of the plans on its exchange covered abortion on demand. This spurred a lawsuit filed by a pro-life legal organization, whereupon the state enacted new regulations requiring that there be a plan option that excludes elective abortion for each metal level being offered by insurance carriers. See the Rhode Island News section below for more information.  

***

Exchange is part of the Federally-Facilitated Marketplace (F) or State-Run (S): S

Website: www.healthsourceri.com 

State Exchange Elective Abortion Opt-Out: No

Number of 2021 Insurance Carriers: 2 

Total Number of Plans: 20

Number of Plans that Cover Elective Abortion: 8

Number of Plans that Do Not Cover Elective Abortion: 12

Number of Plans with Unknown Coverage: 0 

Key:

Red= Covers elective abortion

Orange= Some plans cover elective abortion/Unknown

Green= Does not cover elective abortion

*Bold denotes that this Insurance Carrier is new to the 2021 Marketplace

 

RHODE ISLAND NEWS

General news regarding abortion coverage in Obamacare can be found here.

National Catholic Register: Pro-Life Win in Rhode Island -- Abortion-Free Health Plans Added to State Exchange (December 7, 2015)

Associated Press: Many using RI health exchange automatically switched to plans with little abortion coverage (November 6, 2015) 

Providence Journal: HealthSource RI: Abortion benefits changing in plans (November 5, 2015)

Charlotte Lozier Institute: Victory for Rhode Island Pro-Lifers: New Rule Requires Abortion-Excluding Healthcare Plans for 2016 (May 21, 2015)

Charlotte Lozier Institute: Honoring Pre-Existing Convictions: Lawsuits Question Abortion-Only Plans in Rhode Island and Vermont (January 19, 2015)

Providence Business News: Lawsuit Filed against HealthSource RI over Abortion Coverage (January 15, 2015)

ADF Media: No Treatment under Obamacare for HIV+ Man because He Won’t Pay for Abortions (January 14, 2015)

Politifact Rhode Island: Catholic paper says R.I. health exchange one of few in U.S. without plan excluding abortion coverage (October 17, 2014) 

Washington Times: All Obamacare plans in 5 states cover abortion in potential violation of law (September 15, 2014)

Life News: Every Rhode Island Resident on Obamacare is Forced to Pay for Abortions (October 1, 2013)

National Right to Life News: ObamaCare: Only Abortion-Covering Plans in Rhode Island Exchange (September 30, 2013)