Abortion In Obamacare

New Jersey

Names of Insurance Carriers and Their Elective-Abortion Coverage:

  1. Amerihealth Insurance Company of New Jersey (13): No plans cover elective abortion (2021 plan documents).
  2. Horizon Blue Cross Blue Shield New Jersey (8): All plans cover elective abortion (2021 plan documents). 
  3. Oscar Garden State Insurance Corporation (7): All plans cover elective abortion (2021 plan documents).   

Summary:  For 2021, there are 28 Individual and Family plans offered by 3 carriers on the New Jersey exchange. There are no new carriers for 2021. As in previous years, Amerihealth excludes elective abortion from coverage in 2021 plans, and has added two new plans that likewise do not cover elective abortion on the 2021 exchange. 

Since the first open enrollment season in 2014 through 2020, New Jersey used the federal platform, healthcare.gov, for residents to enroll in plans. For 2021, New Jersey has transitioned to being a fully state-based exchange using its own website, GetCoveredNJ.


Exchange is part of the Federally-Facilitated Marketplace (F) or State-Run (S): S

Website: https://www.nj.gov/getcoverednj/ 

State Exchange Elective Abortion Opt-Out: No


Number of 2021 Insurance Carriers: 3

Total Number of Plans: 28

Number of Plans that Cover Elective Abortion: 15

Number of Plans that Do Not Cover Elective Abortion: 13

Number of Plans with Unknown Coverage: 0


Red= covers elective abortion 

Orange= some plans cover elective abortion or unknown

Green= does not cover elective abortion

*Bold denotes that this Insurance Carrier is new to the 2021 Marketplace.


General news regarding abortion coverage in Obamacare can be found here.

Patch.com: New GetCoveredNJ Exchange Is Up And Running (December 3, 2020)

Health Insurance.org: New Jersey health insurance marketplace: history and news of the state’s exchange (September 12, 2020)