Abortion In Obamacare

New Jersey

Names of Insurance Carriers and Their Elective-Abortion Coverage:

  1. Amerihealth Insurance Company of New Jersey (13): No plans cover elective abortion (2022 plan documents).
  2. Horizon Blue Cross Blue Shield New Jersey (8): All plans cover elective abortion (2022 plan documents). 
  3. Oscar Garden State Insurance Corporation (7): All plans cover elective abortion (2022 plan documents).  
  4. *Ambetter from WellCare (3): No plans cover elective abortion (2022 plan documents). 

Summary:  For 2022, there are 31 Individual and Family plans offered by 4 carriers on the New Jersey exchange, up from 28 plans offered by 3 carriers in 2021. Ambetter from WellCare joined the New Jersey exchange in 2022 and all of their plans exclude elective abortion coverage. In 2022, two of the four carriers on the New Jersey exchange offer plans that exclude elective abortion. 

Since the first open enrollment season in 2014 through 2020, New Jersey used the federal platform, healthcare.gov, for residents to enroll in plans. In 2021, New Jersey transitioned to being a fully state-based exchange using its own website, GetCoveredNJ.

Exchange is part of the Federally-Facilitated Marketplace (F) or State-Run (S): S

Website: https://www.nj.gov/getcoverednj/ 

State Exchange Elective Abortion Opt-Out: No 

Number of 2022 Insurance Carriers: 4

Total Number of Plans: 31

Number of Plans that Cover Elective Abortion: 15

Number of Plans that Do Not Cover Elective Abortion: 16

Number of Plans with Unknown Coverage: 0


Red= covers elective abortion 

Orange= some plans cover elective abortion or unknown

Green= does not cover elective abortion

*Bold denotes that this Insurance Carrier is new to the 2022 Marketplace.


General news regarding abortion coverage in Obamacare can be found here.

Healthinsurance.org: New Jersey health insurance marketplace: history and news of the state’s exchange (November 20, 2021)